Were You Charged More for Health Insurance Because You Smoke or Vape? You May Be Entitled to Money
If you were charged a higher premium on your health insurance at work because of your tobacco use—you might be eligible to join a nationwide class action lawsuit.
Across the U.S., companies are under investigation for illegally imposing nicotine surcharges without following proper legal procedures.
Whether you worked for a hotel, restaurant, retail store, healthcare provider, or delivery company—if you smoke or vape and were penalized through higher health insurance costs, you may be owed substantial compensation.
The Problem With Nicotine Surcharges
Under the Affordable Care Act (ACA) and EEOC guidelines, employers can impose tobacco-related surcharges—but only if they follow strict rules:
- They must offer a reasonable alternative, like a smoking cessation program
- They must provide clear notice of the surcharge
- They must not discriminate based on medical conditions or disabilities
- They must follow wellness program compliance laws
Many employers do not follow these rules, making the surcharges potentially illegal.
Who Can Join These Class Actions?
You may be eligible if:
- You smoke or vape (including e-cigarettes and nicotine gum/patch)
- Your employer charged you extra for health insurance because of it
- You worked in the past 3 years (even if you no longer work there)
- You were not given an alternative or chance to avoid the surcharge
Common industries involved:
- Hospitality (hotels, resorts)
- Retail and auto repair (like Safelite)
- Healthcare workers
- Corporate employees with wellness programs
How Much Could You Receive?
Depending on how much was withheld and for how long, many employees may be entitled to thousands of dollars in back pay.
These lawsuits aim to refund illegally collected money and hold companies accountable for violating employee rights.
No Cost to You – We Only Get Paid If You Win
There is zero cost to join this investigation. Our legal team works on a contingency basis, meaning we only get paid if we win your case and the judge approves the settlement.
Contact Us Today to See If You Qualify
Get the money you may be owed. It’s quick, easy, and confidential.
Call us now at 888-747-4529, Text 440-381-0338, or Email NewIntakes@sirillp.com to get a free case evaluation and find out if you qualify for compensation.